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If the title of your property is be clear and without encumbrances, you are the choice for bank.

LRD (Lease Rental Discount)

Lease Rental Discounting (LRD) is a term loan offered against rental receipts derived from lease contracts with corporate tenants. The loan is provided to the lesser based on the discounted value of the rentals and the underlying property value.

It is another method to obtain finance from bank or other financial institute or lending institutes. Lease Rent Discount (LRD) consideration is between the borrower who owns the premises, the tenant who has rented the said premises or taken on lease and the bank or financial institute or Corporate. The rent is considered as fixed income over a stipulated time i.e. Lease or rent period or tenure. The agreement is between the borrower and lender and the major term of repayment is the rent which is directly deposited with the lender and not with the borrower. The Borrower is sanctioned a loan based upon the rent to be collected over the period of lease.


Loan available against Residential Properties:

Loan against Property is the perfect way to unlock the hidden value of your property. With this loan, you can fully benefit from life's little surprises you may have earlier passed over due to lack of funds.

Live your dreams with a Loan against Property! This multi-purpose loan puts funds at your disposal to use as you wish. What's more, this loan is available at a reasonable rate and can be repaid comfortably.

Maximum Loans against value of property
Flexible Repayment Options
Doorstep Service
Special Schemes for Self Employed
Loan upto 15 years
Loans upto INR 50 Cr


A commercial mortgage is a mortgage loan secured by commercial property, such as an office building, shopping center, industrial warehouse, or apartment complex. The proceeds from a commercial mortgage are typically used to acquire, refinance, or redevelop commercial property.

Commercial mortgages are structured to meet the needs of the borrower and the lender. Key terms include the loan amount (sometimes referred to as "loan proceeds"), interest rate, term (sometimes referred to as the “maturity”), amortization schedule, and prepayment flexibility. Commercial mortgages are generally subject to extensive underwriting and due diligence prior to closing.

Rate of interest is lower than personal loan or loan against any security such as shares, gold etc. slightly higher than home loan. Interest rate range 12.5 % - 14% per annum.
Income proof of three years
Easy eligibility - Minimum Age - 24 years - Maximum age - 60 years for salaried & 65 years for Self Employed. LAP available for maximum term of 15 years.
Repayment by way of EMIs, similar to housing loan.
Pre-payment option available
Can claim the entire amount of interest paid as business expenses, if used purely for Business purpose